Financial help for workers and families
Tax filers with adjusted gross income up to $75,000 for individuals and up to $150,000 for married couples filing joint returns will receive the full payment. For filers with income above those amounts, the payment amount is reduced by $5 for each $100 above the $75,000/$150,000 thresholds. Single filers with income exceeding $99,000 and $198,000 for joint filers with no children are not eligible.
Eligible taxpayers who filed tax returns for either 2019 or 2018 will automatically receive an economic impact payment of up to $1,200 for individuals or $2,400 for married couples. Parents also receive $500 for each qualifying child.
The Treasury Department and the IRS have delayed Tax Day from April 15 to July 15. This means you will not be required to file your federal income tax until July 15, 2020. You are not required to fill out any paperwork or notify the government to take advantage of this extra time. This delay only applies to federal income tax, not state taxes or other federal taxes. For more information, please view the official IRS guidance (PDF).
The vast majority of people do not need to take any action. The IRS will calculate and automatically send the economic impact payment to those eligible.
For people who have already filed their 2019 tax returns, the IRS will use this information to calculate the payment amount. For those who have not yet filed their return for 2019, the IRS will use information from their 2018 tax filing to calculate the payment. The economic impact payment will be deposited directly into the same banking account reflected on the return filed.
Yes. The IRS urges anyone with a tax filing obligation who has not yet filed a tax return for 2018 or 2019 to file as soon as they can to receive an economic impact payment. Taxpayers should include direct deposit banking information on the return.
For those concerned about visiting a tax professional or local community organization in person to get help with a tax return, these economic impact payments will be available throughout the rest of 2020.
Tax filings and payments for all federal income taxes (including self-employment tax) due on April 15, 2020, regardless of amount, will now be due on July 15, 2020.
Taxpayers are not required to file any documentation to take advantage of this delay, and no interest or penalties will be assessed in connection with this extension. This is an expansion of the relief previously announced on March 18, 2020.
This relief only applies to federal income tax (including tax on self-employment income) payments otherwise due April 15, 2020, not state tax payments or deposits or payments of any other type of federal tax.
Treasury and IRS will issue additional guidance as needed and continue working with Congress, on a bipartisan basis, on legislation to provide further relief to the American people.
Visit IRS.gov/coronavirus for further information on IRS efforts to assist taxpayers.
If you receive calls, emails, or other communications claiming to be from the Treasury Department and offering COVID-19 related grants or stimulus payments in exchange for personal financial information, or an advance fee, or charge of any kind, including the purchase of gift cards, please do not respond. These are scams. Please contact the FBI so that the scammers can be tracked and stopped.
Fraud involving payment of Federal taxes should be reported to the Treasury Inspector General for Tax Administration.
The IRS will post all key information on IRS.gov/coronavirus as soon as it becomes available.
The IRS has a reduced staff in many of its offices but remains committed to helping eligible individuals receive their payments expeditiously. Check for updated information on IRS.gov/coronavirus rather than calling IRS assistors who are helping process 2019 returns.
No, the IRS is not going to call or email you asking to verify or provide your financial information so you can get an Economic Impact Payment. You should also watch for text messages, websites, and social media attempts to get your money or personal information.
Be on the lookout! Scammers may:
- Emphasize the words “stimulus check” or “stimulus payment.” The official term is economic impact payment.
- Ask you to sign over your economic impact payment check to them.
- Ask by phone, email, text or social media for verification of personal and/or banking information saying that the information is needed to receive or speed up your economic impact payment.
- Suggest that you can get a tax refund or economic impact payment faster by working on your behalf. This scam could be conducted by social media or even in person.
- Mail you a bogus check, perhaps in an odd amount, then tell you to call a number or verify information online in order to cash it.
If you receive unsolicited emails, text messages or social media attempts to gather information that appear to be from either the IRS or an organization closely linked to the IRS, such as the Electronic Federal Tax Payment System (EFTPS), forward it to firstname.lastname@example.org.
Taxpayers are encouraged not to engage potential scammers online or on the phone. Learn more about reporting suspected scams by going to the Report Phishing and Online Scams page on IRS.gov.
Official IRS information about the COVID-19 pandemic and economic impact payments can be found on the Coronavirus Tax Relief page on IRS.gov. The page is updated quickly when new information is available.
You can submit your information to the IRS through a secure web portal on IRS.gov. You will need to provide your full name, date of birth, social security number, and bank account information to use this system. After you submit your information, you will receive your Economic Impact Payment through direct deposit.
Critical infrastructure industries, including many FDA-regulated industries such as food, drugs, and medical equipment, have a special responsibility in these times to continue operations. On March 19, 2020, the Department of Homeland Security (DHS) Cybersecurity & Infrastructure Agency (CISA) issued guidance on defining essential workers. This guidance offers an initial baseline for governments and industry to use when identifying key groups of employees during COVID-19 response. This guidance is not binding and serves as a starting point for local and state governments. View more frequently asked questions from CISA.
The IRS has a free web app called “Get My Payment” that you can use to check the status of your Economic Impact Payment. The app also allows you to securely send your banking information to the IRS, if you would prefer to receive your payment through direct deposit instead of waiting for a paper check. Use the app at irs.gov/coronavirus/get-my-payment.
If you are not normally required to file a tax return, you can use the Non-Filers: Enter Payment Info Here web portal to securely submit your information to the IRS. In order to speed payments, you should enter your bank account information and your payment will be directly deposited in your bank account.
If the bank account is closed, the bank will reject the deposit and you will be issued your payment to the address we have on file for you. If our Get My Payment application indicates your payment has been processed, you cannot change your bank account information.
You DO NOT need to take any further action if you filed a federal income tax return for 2018 or 2019. If you already filed your tax return for 2019, the IRS will use this information to calculate the Payment amount. If you haven’t filed your tax return for 2019 but filed a 2018 federal income tax return, the IRS will use the information from your 2018 tax return to calculate the Payment amount.
Many homes are covered by a national moratorium on mortgage foreclosures, and several different relief programs are available for people who are struggling to make their mortgage payments.
The Consumer Financial Protection Bureau has resources and information on mortgage relief options.
Your landlord may be agreeable to temporary changes in your payments including rent reductions and delayed payments. In addition, your city, county or state may have programs to help you with these expenses.
If your home or apartment building has a mortgage backed by Freddie Mac or Fannie Mae you may now get three months of rental relief without fear of eviction. If your building qualifies, the owner can seek temporary mortgage relief. In turn, they must pass the relief on to renters. They can’t evict you for failing to pay your rent during that period. Check with your property manager or building owner for more information.
Your account has been locked. You will be able to access the application after 24 hours have passed. Please do not contact the IRS.
The SNAP online pilot is currently operational in Alabama, Iowa, Nebraska, New York, Oregon, and Washington State. The authorized retailers working with all pilot states are Amazon and Walmart, while Wrights Market and ShopRite are working with Alabama and New York respectively. USDA previously announced Arizona, California, Florida, Idaho, North Carolina, the District of Columbia, and West Virginia would also be joining. With these 16 states, more than half of all households receiving SNAP will have access to online purchasing.
Yes. If you’re currently receiving GI Bill benefits, payments will continue automatically. You don’t have to do anything. We know that many schools have changed to online classes in response to COVID-19. You’ll continue to receive the same monthly housing allowance payments you received for resident training until December 21, 2020, or until your school resumes normal operations. We’re working closely with schools to ensure enrollments are accurately certified and processed. If you have specific questions, you can contact the Education Call Center toll-free at 888-442-4551, Monday through Friday, 8:00 a.m. to 7:00 p.m. ET.
If you have received an Economic Impact Payment for someone who has died, you must return it to the IRS.
If the payment was a paper check:
- Write “Void” in the endorsement section on the back of the check.
- Mail the voided Treasury check immediately to the appropriate IRS location listed below.
- Don’t staple, bend, or paper clip the check.
- Include a note stating the reason for returning the check.
If the payment has already been cashed, or if the payment was a direct deposit:
- Submit a personal check, money order, etc., immediately to the appropriate IRS location listed below.
- Write on the check/money order made payable to “U.S. Treasury” and write 2020EIP, and the taxpayer identification number (social security number, or individual taxpayer identification number) of the recipient of the check.
- Include a brief explanation of the reason for returning the EIP.
For your paper check, here are the IRS mailing addresses to use based on the state:
For Maine, Maryland, Massachusetts, New Hampshire, Vermont:
Andover Refund Inquiry Unit
1310 Lowell St Mail
Andover, MA 01810
For Georgia, Iowa, Kansas, Kentucky, Virginia:
Atlanta Refund Inquiry Unit
4800 Buford Hwy
Mail Stop 112
Chamblee, GA 30341
For Florida, Louisiana, Mississippi, Oklahoma, Texas:
Austin Refund Inquiry Unit
3651 S Interregional Hwy 35
Mail Stop 6542
Austin, TX 78741
For New York:
Brookhaven Refund Inquiry Unit
5000 Corporate Ct.
Mail Stop 547
Holtsville, NY 11742
For Alaska, Arizona, California, Colorado, Hawaii, Nevada, New Mexico, Oregon, Utah, Washington, Wisconsin, Wyoming:
Fresno Refund Inquiry Unit
5045 E Butler Avenue
Mail Stop B2007
Fresno, CA 93888
For Arkansas, Connecticut, Delaware, Indiana, Michigan, Minnesota, Missouri, Montana, Nebraska, New Jersey, Ohio, West Virginia:
Kansas City Refund Inquiry Unit
333 W Pershing Rd
Mail Stop 6800, N-2
Kansas City, MO 64108
For Alabama, North Carolina, North Dakota, South Carolina, South Dakota, Tennessee:
Memphis Refund Inquiry Unit
5333 Getwell Rd Mail
Memphis, TN 38118
For District of Columbia, Idaho, Illinois, Pennsylvania, Rhode Island:
Philadelphia Refund Inquiry Unit
2970 Market St
Philadelphia, PA 19104
For a foreign country, U.S. possession or territory, or use an APO or FPO address, or file Form 2555 or 4563, or are a dual-status alien:
Austin Refund Inquiry Unit
3651 S Interregional Hwy 35
Mail Stop 6542 AUSC
Austin, TX 78741
For most people receiving C&P benefits, no action is required to receive your Economic Impact Payment. You will receive your automatic Payment as a direct deposit or by mail, just as you would normally receive your federal benefits. For more information, please visit IRS.gov.
Depending on your situation, you may receive your Economic Impact Payment on a prepaid debit card. The card will have your name on the front and will be issued by MetaBank®, N.A. The card will arrive in a plain envelope from “Money Network Cardholder Services.” Remember, you will NOT be asked to pay any money to activate your card. For more information, please visit EIPcard.com.